Former police sergeant Jon Schorsch holds a Juris Doctor and a Masters Degree in Public Administration from Seattle University. Currently, Jon Schorsch serves as an intern at the King County Department of Public Defense, where he applies his technical proficiency in equal employment, OSHA regulations, FMLA, and COBRA among other areas.
COBRA, or the Consolidated Omnibus Budget Reconciliation Act, ensures employees have access to continuing healthcare in the event of a termination, cut in hours, or other qualifying event. Employers that provide health coverage and employee more than twenty individuals are subject to these COBRA requirements.
Under the law, employers must provide the same benefits that their existing employees receive to qualified beneficiaries under COBRA. These benefits include health care, medical spending accounts, dental plans, and vision coverage. Moreover, they must also provide coverage for prescription drugs and hearing as well as substance abuse and mental health services. However, employers do not have to provide life insurance, disability insurance, or retirement plans to qualified beneficiaries.